The sample journey below outlines what to expect if you are already receiving Long-Term Disability (LTD) benefits when you apply for Social Security Disability (SSDI).

LTD Overpayment & Reimbursement Agreements Explained

DISCLAIMER: This infographic is educational only. Every client journey is different. The Advocator Group’s Electronic Funds Transfer service is voluntary and is not required as part of our service.
Be sure to contact us to discuss your specific situation and learn more about what to expect.

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We are unable to assist you. Please contact your local Social Security office to discuss Social Security Insurance or Social Security Retirement. Click here for more information on SSDI eligibility.


Yes

We are unable to assist you because you are already receiving Social Security Disability benefits.

No

Yes
No

Yes
No

We are unable to assist you because you must have paid taxes for at least 5 out of the last 10 years to be eligible for Social Security Disability.

Not sure

Please call your local Social Security office at 1-800-772-1213 and ask for your work credits and your date last insured.